Our Philosophy
We believe:
- Everyone needs a financial plan.
- All financial decisions should be made within the context of a comprehensive planning framework.
- Everyone's financial planning framework should be updated at least annually.
- Diversification reduces risk and enhances return.
- Market timing strategies do not work.
- Accountability is a function of strict benchmarking.
Our Process
The Corrigan Process includes 3 key phases:
- Financial Planning
During this first phase, we work with you to assess, define and document your personal and financial goals and objectives. From there, we develop your overall financial framework and recommend planning strategies. - Investment Policy
During phase two, we analyze your existing investment positions, develop a personalized investment policy in alignment with your overall financial plan, and recommend the appropriate investments to implement that policy. - Strategy Implementation and Performance Monitoring
The third phase is an ongoing process that includes putting your plan into action and monitoring performance to ensure it continues to address your goals and objectives over the long term. We make sure your financial planning and investment strategies are executed properly. We consolidate investment accounts, report on portfolio performance and benchmark results, and rebalance portfolio allocations as needed. At least once each year, we meet with you to update your overall financial planning framework and make any necessary adjustments based on changes in your needs and goals.