In formulating and executing strategies, we at times will coordinate the services of other specialists. Our financial planning services include:
Retirement Planning
- Funding of retirement plans, including Individual Retirement Accounts (IRAs), self-employed plans, and employer-sponsored plans
- 401(k) and 403(b) rollover strategies
- Creating detailed models of cash-flow projections to understand better the likelihood that you can retire at a certain age with a certain standard of living
Education Funding
- Options available for funding this major expenditure based on your income and your children’s ages
- Analysis of 529 plans, Coverdell Education Savings Accounts, and UTMA/UGMA accounts
Estate Planning Review
- Ensuring the proper estate planning documents are in place, such as wills, trusts, financial powers of attorney, health care powers of attorney, and guardianships.
- Estate planning strategies, where appropriate
- Partnering with your attorney or identifying one to ensure optimal implementation
Insurance Needs Review
- Review of and recommendations for life, disability, and long term care insurance
- Partnering with your insurance professional or identifying one to ensure optimal implementation
Comprehensive Portfolio Analysis
- Asset allocation analysis of your current portfolio
- Recommendations for changes that may be indicated based on your goals, objectives and risk tolerance